Medicare Overview

Medicare Benefits

Choosing A Medicare Plan

Enrollment

Medicare Eligibility

Medicare Costs

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Enrollment

Medicare has established specific timelines for enrolling in a Medicare plan. It is important that you enroll during your initial enrollment period to avoid additional costs. As you may be aware, Medicare has the right to apply a financial penalty to your Medicare premium if you enroll late. In addition, if you plan to enroll in a Medigap plan and don’t do so during your initial enrollment period, Medigap plans have the ability to factor in your health conditions and charge you a higher premium based on your health profile. This is why it is important that you consider your Medicare options early to avoid penalties.

To help you understand when you are eligible to enroll in a Medicare plan or change your plan, we have provided the following information below:

• Enrolling in Medicare for the first time
• Switching Medicare Plans
• Special Enrollment Period "SEP"
• Medicare Late Enrollment Penalty
• MediGap Insurance Enrollment